XHeader is the quickest and easiest way we've come across to create a professional header graphic for your Web site without having to master Photoshop, Paintshop Pro, or some other complex graphics program - and it's free, so you really haven't got anything to lose. Our only disappointments are the lack of an Undo button (Delete button only), which proves really annoying, and that the Resize feature doesn't work properly - quite often the image and text are cut from the header. There is no built-in FTP functionality either, but that maybe a good thing where newbies are concerned. If you don't want to stop at creating just a header, the company's full Web site creation application software, XSitePro ($197), is just as easy to use.